Family & Friends Mortgage Anytime a lender and borrower can agree on rates and terms, it can be a good match but IRS has specific rules that govern the transaction especially when the parties are family or friends. The loan must ...
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Down Payment Problem - Are You Sure? There is increasing difficulty for first-time home buyers to save for their down payment as indicated in the graph. Several factors that contribute to this trend include rising rents, rising home prices, student loan...
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Don't Have a CLUE? If you haven’t heard of a CLUE report, it has nothing to do with the table game searching for a murderer. It is a report showing the insurance claims on your home and car for the past five to seven years. ...
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Emergency Kit for the Car Mickey Mantle said “If I knew I was going to live this long, I’d have taken better care of myself.” Similarly, if people planning their summer travel knew they were going to have an emergency, they would have ...
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What Can You Expect? Businesses must treat customers fairly if they expect to do business with them again or get recommendations to their friends. Customers of stores like Nordstrom’s understand that a salesperson is an employee and represents the ...
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Hands-Only CPR Hands-only CPR can save lives. The American Heart Association states that "Almost 90% of people who suffer out-of-hospital cardiac arrests die. CPR, especially if performed in the first few minutes of cardiac arrest, can double or t...
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Must Be This Tall to Ride Surely, you remember being a child at an amusement park when after having stood in line with your friends and family, waiting to get on a terrific ride, you discovered the sign that read, “you must be this tall to ride.&rd...
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Season-by-Season Lawn Maintenance Calendar Tips for a barefoot-worthy lawn that’ll ensure your home has uber curb appeal. Read 11 Ways to Create a Welcoming Front Entrance for Under $100 Wouldn’t it be nice to approach your home’s entrance w...
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Good Info - Good Decisions While low inventory is certainly challenging buyers, not having a clear understanding of mortgage financing is also causing issues. By having good information, they are able to make better decisions as well as compete favorably...
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Reasons to Refinance Regardless of the reason to refinance a home, the basic question to ask is: “Do you plan to live in the home long enough to recapture the cost of refinancing?” There are always expenses involved in refinancing which can b...
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